Whether it's your first car or dream car, we've got you covered

At Relax Home Loans, we understand that choosing the right car, whether it's your first car or a luxury car, can be a significant decision. Our mission is to make the process of accessing car loan options from banks and lenders across Australia as seamless as possible. Located in Point Cook, Victoria, we cater to clients both locally and nation-wide, offering tailored solutions that consider your unique needs and preferences. We aim to take the hassle out of buying your next vehicle, whether it's a family car, an electric car, or anything in between.

When applying for a car loan, one of the primary considerations is the interest rate. Our team at Relax Home Loans works diligently to help you secure competitive car finance rates, ensuring that your monthly repayments are manageable. We provide guidance on calculating car finance to help you understand how different interest rates and loan amounts can affect your financial commitments. Our expertise extends to a variety of vehicles, including SUVs, vans, utes, convertibles, and sedans.

A crucial aspect of the Car Loan application process is maximising your borrowing capacity. By assessing your financial situation thoroughly, we assist you in determining a loan amount that suits your budget. We simplify this by requiring minimal paperwork, such as bank statements, to expedite the process. Our streamlined application process ensures that you can focus on what matters most – finding the perfect vehicle for your lifestyle.

Whether you’re dealing with a car dealer or a private seller, our services include securing both new car loans and used car loans. We also offer green car loans for those interested in environmentally friendly options like hybrid cars and electric cars. Our secured car loan options provide additional peace of mind, allowing you to enjoy your purchase without unnecessary stress.

Understanding the various types of vehicles available today is essential. From people movers for growing families to wagons for those needing extra space, we support every choice. If you’re considering a supercar or a luxury car, our team provides insights into how to manage repayments effectively. We also cater to those interested in more utilitarian vehicles like vans and utes, ensuring that every client receives tailored advice.

The application process can often be overwhelming. At Relax Home Loans, we simplify it by offering expert guidance and support at every step. We liaise with dealerships and lenders on your behalf, ensuring that all aspects of the process are handled efficiently. This allows you to enjoy a smooth transition from application to approval, with clear communication throughout.

At Relax Home Loans, our goal is to ensure that purchasing your next vehicle is an enjoyable experience. From calculating car finance to finalising your car loan application, we are here to assist you every step of the way. Whether you're purchasing a new or used vehicle, or considering a green car loan for a hybrid or electric car, we provide solutions tailored to your needs. Contact us today to explore how we can help you drive away in your dream car with ease and confidence.

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Our Recent Reviews

Mitch G

Steve and Danniella were extremely helpful and efficient in helping us buy our first home! Would highly recommend. Thank you so much ???? …

Chavi A

Absolute professional service.. worked with us every step of the way, the communication through the whole process was impeccable. Would highly recommend, came up with a plan and executed it. Thanks guys

B Brown

Steve was a great help in guiding me through the loan application process and finding the best rate available to suit my needs. Would highly recommend, and will definitely use their services again!

Brad Barlow

Frequently Asked Questions

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Is it cheaper to refinance with a bank?

Working with a local mortgage broker can help you secure a better home loan with lower interest rates or minimal fees. While we can evaluate loan options from different lenders for you, refinancing with the bank means that you only have access to a limited set of options from one lender.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australasia. They are extremely professional and provide exceptional service across a range of lending options.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

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