Refinancing - Taking care of all your loan needs and property goals.

Refinance your Loan

Take advantage of better rates on the market and start saving

5.0

from 74 Reviews

We're here to help you Refinance your Home Loan or Investment Loan

Refinancing your home loan can be a strategic move to improve your financial situation, whether you're in Point Cook, Victoria, or anywhere across Australia. At Relax Home Loans, we understand the importance of finding the right loan to suit your needs. By refinancing, you can access loan options from banks and lenders across Australia that may offer more favourable terms. Whether your fixed rate period is ending or you're looking to release equity in your property, our team is here to help you make informed decisions that align with your goals.

Considering refinancing involves evaluating your current loan terms and comparing them with better loan options available in the market. One of the primary reasons homeowners choose to refinance is to secure a lower interest rate. With access to banks and lenders nationwide, Relax Home Loans can help you find a variable interest rate or a new fixed interest rate that lowers your monthly repayments. By reducing loan repayments, you can free up cash flow for other priorities.

Releasing equity in your property is another compelling reason to refinance. This process allows you to access the increased value of your home, providing funds for various purposes such as home improvements, investing, or even buying your next property. Our team can guide you through a streamlined application process, ensuring that you have all necessary documents such as bank statements prepared and that you understand any implications for your loan amount and credit history.

For those with multiple debts, refinancing can also be an effective way to consolidate debts. By combining various loans into one manageable payment, you can simplify your finances and potentially reduce the overall interest you pay. Changing your loan term during refinancing offers another opportunity for financial optimisation. Whether you wish to extend the term to reduce monthly payments or shorten it to pay off your mortgage faster, we can assist in finding a solution that suits your needs.

Additionally, refinancing may help you check eligibility for special lender policies that could offer further benefits. Our expert brokers will work with you to understand these opportunities and assist you in accessing a lower interest rate or other advantageous terms. With refinance interest rates fluctuating, it's essential to stay informed about the current market trends to ensure you're making the most beneficial decision.

At Relax Home Loans, we are dedicated to providing personalised service and expert advice for all your refinancing needs. By working closely with our clients, we aim to simplify the complexities of refinancing and help you achieve financial peace of mind. Whether you're looking to release equity to buy the next property or consolidate debts for easier management, our team is here to support you every step of the way.

If you're considering refinancing your home loan, now is the time to explore your options with confidence. Contact Relax Home Loans today to discuss how we can help you access loan options from banks and lenders across Australia that fit your unique requirements. Let us assist you in securing the best possible terms for your financial future.

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Our Recent Reviews

Tony and I would like to thank Steve and Danniella at Relax home loans, who have been absolutely amazing, just when we were about to give up on getting a home loan Steve put a lot of work in to achieve our dream of owing our own home, Steve and Danniella, were there every step of the way with exceptional communication and always keeping us in the loop, we could reach out to them anytime giving us a stress free experience. We again thank you so much and Would highly recommend this business they are true professionals Karen and Tony ????

Karen Lloyd

Excellent Service and Support! We are extremely grateful to the entire team at Relax Home Loans, and thanks to Steave and Joel, especially to Joel, who guided us through the entire process of refinancing our home loan. From the very beginning, Joel was thorough in explaining all the details, presenting us with the best options tailored to our needs. He was not only knowledgeable and professional but also approachable and patient, always happy to answer our questions and clarify any concerns we had. His support made the process feel simple and stress-free. We would highly recommend Relax Home Loans to anyone looking for reliable and expert financial services. They truly are one of the best in the business!

Subir Chakma

Excellent service! My partner and I just bought our first home, thanks to the help of Joel! Joel was very thorough, knowledgeable, timely and always happy to answer our questions. Definitely recommend!!

Makenzie Morrow

Mitch G

Frequently Asked Questions

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Is it cheaper to refinance with a bank?

Working with a local mortgage broker can help you secure a better home loan with lower interest rates or minimal fees. While we can evaluate loan options from different lenders for you, refinancing with the bank means that you only have access to a limited set of options from one lender.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australasia. They are extremely professional and provide exceptional service across a range of lending options.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

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Email Address

Contact

81 Murnong Street, Point Cook, Vic, 3030

0437 522 303

CARLIU PTY. LTD. ABN: 95 647 993 879. Credit Representative #515134 is authorised under Australian Credit License #384704

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.