About Steve

Steve Carton is the senior Mortgage Broker at Relax Home Loans. He stands as a trusted pillar in the industry. Armed with extensive experience and an unmatched ability to pinpoint the perfect loan solutions, Steve empowers clients from all backgrounds to make bold, informed decisions about their property financing with absolute confidence.

Known for his tailored approach and steadfast dedication, Steve delivers more than expertise—he delivers peace of mind. Whether you’re stepping into homeownership for the first time, growing your investment portfolio, refinancing for optimal terms, looking for a bridging loan, or planning a custom home build, Steve is your unwavering advocate, ensuring your financial goals take centre stage.

His expertise shines in:

  • Guiding first home buyers with clarity and assurance.
  • Empowering residential property investors to confidently expand their portfolios.
  • Securing superior outcomes for clients refinancing their loans.
  • Seamlessly navigating land buyers through financing for future builds.
  • Crafting strategic solutions for debt consolidation.

Primarily serving Point Cook, Seabrook, Werribee, Altona, Hoppers Crossing and the broader local area, Steve services extend all across Australia with clients in every state and territory. Steve is always accessible—whether you prefer face-to-face meetings or virtual consultations. His stellar reputation is built on deep industry expertise, local know-how, and a genuine passion for making the lending process feel effortless and empowering.

With Steve Carton by your side, you’re not just choosing a mortgage broker—you’re gaining a dependable partner committed to turning one of life’s biggest decisions into a confident, rewarding success.

Ready to chat to one of our team?

Our Recent Reviews

Excellent service! My partner and I just bought our first home, thanks to the help of Joel! Joel was very thorough, knowledgeable, timely and always happy to answer our questions. Definitely recommend!!

Makenzie Morrow

Mitch G

Steve and Danniella were extremely helpful and efficient in helping us buy our first home! Would highly recommend. Thank you so much ???? …

Chavi A

Absolute professional service.. worked with us every step of the way, the communication through the whole process was impeccable. Would highly recommend, came up with a plan and executed it. Thanks guys

B Brown

Frequently Asked Questions

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Is it cheaper to refinance with a bank?

Working with a local mortgage broker can help you secure a better home loan with lower interest rates or minimal fees. While we can evaluate loan options from different lenders for you, refinancing with the bank means that you only have access to a limited set of options from one lender.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australasia. They are extremely professional and provide exceptional service across a range of lending options.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

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