Steve Carton - Taking care of all your loan needs and property goals.

Steve Carton

Mortgage Broker at Relax Home Loans

steve@relaxhomeloans.com.au

About Steve

Steve Carton is the senior Mortgage Broker at Relax Home Loans. He stands as a trusted pillar in the industry. Armed with extensive experience and an unmatched ability to pinpoint the perfect loan solutions, Steve empowers clients from all backgrounds to make bold, informed decisions about their property financing with absolute confidence.

Known for his tailored approach and steadfast dedication, Steve delivers more than expertise—he delivers peace of mind. Whether you’re stepping into homeownership for the first time, growing your investment portfolio, refinancing for optimal terms, looking for a bridging loan, or planning a custom home build, Steve is your unwavering advocate, ensuring your financial goals take centre stage.

His expertise shines in:

Guiding first home buyers with clarity and assurance.
Empowering residential property investors to confidently expand their portfolios.
Securing superior outcomes for clients refinancing their loans.
Seamlessly navigating land buyers through financing for future builds.
Crafting strategic solutions for debt consolidation.

Primarily serving Point Cook, Seabrook, Werribee, Altona, Hoppers Crossing and the broader local area, Steve services extend all across Australia with clients in every state and territory. Steve is always accessible—whether you prefer face-to-face meetings or virtual consultations. His stellar reputation is built on deep industry expertise, local know-how, and a genuine passion for making the lending process feel effortless and empowering.

With Steve Carton by your side, you’re not just choosing a mortgage broker—you’re gaining a dependable partner committed to turning one of life’s biggest decisions into a confident, rewarding success.

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Our Recent Reviews

Steve has been outstanding from start to finish. He helped me refinance my existing loans and secure a mortgage for my new home in Melbourne, finding the best loan structure and interest rate for my situation. He was supportive, responsive, and on top of everything throughout the process. Highly recommend Steve to anyone looking for a knowledgeable, reliable mortgage broker who genuinely has your best interests at heart!

Svetlana Bozhko

We had an excellent experience with Steve, and the team at Relax Home Loans while refinancing and completing a cash-out for renovations. Steve and his team were incredibly knowledgeable, thorough, and informative every step of the way, making the entire process smooth and stress-free. We always felt supported and well informed, which is something we had not experienced with any of our past brokers. We couldn’t be happier with the level of service we received and highly recommend Steve and Relax Home Loans to anyone looking for a broker they can truly trust.

Justin M

Steve and Daniella made securing our loan for my partner and I to move into our first home together a breeze. From the get go we felt extremely comfortable with their approach and willingness to make the process as seamless as possible, even during the Christmas closure period. I can not thank them enough and highly recommend Relax Home Loans!

Ryan Jozèf

Steve and his team have been amazing and wonderful to help us get a great deal on our mortgage refinance and consolidation. He has worked tirelessly for over a year to ensure we get the best deal. I am so greatful for all they have done.

Jess Bobongie

Frequently Asked Questions

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Is it cheaper to refinance with a bank?

Working with a local mortgage broker can help you secure a better home loan with lower interest rates or minimal fees. While we can evaluate loan options from different lenders for you, refinancing with the bank means that you only have access to a limited set of options from one lender.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australasia. They are extremely professional and provide exceptional service across a range of lending options.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.