About Steve

Steve Carton is a Mortgage Broker based in Point Cook, serving as a cornerstone of the Relax Home Loans team. With years of industry experience and a sharp eye for identifying the right loan solutions, Steve is dedicated to helping clients across all walks of life make confident, well-informed decisions about their property financing.

Renowned for his personalised service and unwavering commitment, Steve brings more than just expertise to the table—he brings trust. Whether you're purchasing your first home, investing in property, refinancing to improve your loan terms, or planning a custom home build, Steve works tirelessly to ensure that your financial interests come first.

His core areas of expertise include:

  • Assisting first home buyers with clarity and patience.

  • Supporting residential property investors in expanding their portfolios.

  • Helping clients refinance to unlock better financial outcomes.

  • Guiding land buyers through the loan process for future builds.

  • Offering smart strategies for consolidating debt.

Based in Point Cook and frequently working with clients in Seabrook, Werribee South, Altona Meadows, and beyond, Steve is always within reach—whether you prefer in-person meetings or video calls. His reputation is built on deep industry knowledge, local insight, and a sincere dedication to making the lending process feel approachable and empowering.

With Steve Carton, you’re not just getting a mortgage broker, you’re gaining a reliable partner for one of life’s most important decisions.

Ready to chat to one of our team?

Our Recent Reviews

Mitch G

Steve and Danniella were extremely helpful and efficient in helping us buy our first home! Would highly recommend. Thank you so much ???? …

Chavi A

Absolute professional service.. worked with us every step of the way, the communication through the whole process was impeccable. Would highly recommend, came up with a plan and executed it. Thanks guys

B Brown

Steve was a great help in guiding me through the loan application process and finding the best rate available to suit my needs. Would highly recommend, and will definitely use their services again!

Brad Barlow

Frequently Asked Questions

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Is it cheaper to refinance with a bank?

Working with a local mortgage broker can help you secure a better home loan with lower interest rates or minimal fees. While we can evaluate loan options from different lenders for you, refinancing with the bank means that you only have access to a limited set of options from one lender.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australasia. They are extremely professional and provide exceptional service across a range of lending options.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

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