Steve Carton - Taking care of all your loan needs and property goals.

Steve Carton

Mortgage Broker at Relax Home Loans

steve@relaxhomeloans.com.au

About Steve

Steve Carton is the senior Mortgage Broker at Relax Home Loans. He stands as a trusted pillar in the industry. Armed with extensive experience and an unmatched ability to pinpoint the perfect loan solutions, Steve empowers clients from all backgrounds to make bold, informed decisions about their property financing with absolute confidence.

Known for his tailored approach and steadfast dedication, Steve delivers more than expertise—he delivers peace of mind. Whether you’re stepping into homeownership for the first time, growing your investment portfolio, refinancing for optimal terms, looking for a bridging loan, or planning a custom home build, Steve is your unwavering advocate, ensuring your financial goals take centre stage.

His expertise shines in:

Guiding first home buyers with clarity and assurance.
Empowering residential property investors to confidently expand their portfolios.
Securing superior outcomes for clients refinancing their loans.
Seamlessly navigating land buyers through financing for future builds.
Crafting strategic solutions for debt consolidation.

Primarily serving Point Cook, Seabrook, Werribee, Altona, Hoppers Crossing and the broader local area, Steve services extend all across Australia with clients in every state and territory. Steve is always accessible—whether you prefer face-to-face meetings or virtual consultations. His stellar reputation is built on deep industry expertise, local know-how, and a genuine passion for making the lending process feel effortless and empowering.

With Steve Carton by your side, you’re not just choosing a mortgage broker—you’re gaining a dependable partner committed to turning one of life’s biggest decisions into a confident, rewarding success.

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Our Recent Reviews

Tony and I would like to thank Steve and Danniella at Relax home loans, who have been absolutely amazing, just when we were about to give up on getting a home loan Steve put a lot of work in to achieve our dream of owing our own home, Steve and Danniella, were there every step of the way with exceptional communication and always keeping us in the loop, we could reach out to them anytime giving us a stress free experience. We again thank you so much and Would highly recommend this business they are true professionals Karen and Tony ????

Karen Lloyd

Excellent Service and Support! We are extremely grateful to the entire team at Relax Home Loans, and thanks to Steave and Joel, especially to Joel, who guided us through the entire process of refinancing our home loan. From the very beginning, Joel was thorough in explaining all the details, presenting us with the best options tailored to our needs. He was not only knowledgeable and professional but also approachable and patient, always happy to answer our questions and clarify any concerns we had. His support made the process feel simple and stress-free. We would highly recommend Relax Home Loans to anyone looking for reliable and expert financial services. They truly are one of the best in the business!

Subir Chakma

Excellent service! My partner and I just bought our first home, thanks to the help of Joel! Joel was very thorough, knowledgeable, timely and always happy to answer our questions. Definitely recommend!!

Makenzie Morrow

Mitch G

Frequently Asked Questions

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Is it cheaper to refinance with a bank?

Working with a local mortgage broker can help you secure a better home loan with lower interest rates or minimal fees. While we can evaluate loan options from different lenders for you, refinancing with the bank means that you only have access to a limited set of options from one lender.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australasia. They are extremely professional and provide exceptional service across a range of lending options.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

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Phone Number

Email Address

Contact

81 Murnong Street, Point Cook, Vic, 3030

0437 522 303

CARLIU PTY. LTD. ABN: 95 647 993 879. Credit Representative #515134 is authorised under Australian Credit License #384704

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.