About Relax Home Loans - Your local mortgage broker taking care of all your loan needs and property goals.

About Us

Our experienced team makes your dream of owning property a reality

About Us

At Relax Home Loans, we believe securing finance for your dream home, investment property, or refinancing goal shouldn't be a stressful experience. Founded with a simple vision to transform a traditionally complex and overwhelming journey into one that feels calm, clear, and empowering—we’re here to help you breathe a little easier on your path to property success.

Our brand, our logo, it signifies the shape of someone performing the “Sukhasana” pose in yoga which is the sitting or “easy” pose for while you are being calm and still. Yoga being a tool to reach enlightenment, represents our goal for each and every client – relaxation and enlightenment.

Whether you're a first home buyer, an experienced investor, or someone exploring better ways to manage your lending, we tailor our services to fit your unique goals. With access to a wide panel of trusted lenders and a deep understanding of the property and finance landscape, we’re here to ensure your loan experience is not just successful, but genuinely stress-free.

At Relax Home Loans, we know life moves fast. That’s why we offer flexible meeting options—including video consultations—and support when and where you need it most. Because when it comes to big life milestones, the right advice delivered with care makes all the difference.

Welcome to Relax Home Loans—where your journey to property ownership begins with peace of mind.

Mortgage Broker

Steve Carton

Many years of experience in the finance industry has rewarded Steve with the pleasure of helping hundreds of customers achieve their finance goals.

Whether it’s a car, a home, a holiday, or a new business venture, Steve takes pride in ensuring you experience a stress-free process.

Mortgage Broker

Joel Nancarrow

With a strong background in finance and mortgage broking, Joel plays a pivotal role in connecting clients with tailored home loan solutions that align with their financial goals.

Joel collaborates closely with clients to understand their unique circumstances, ensuring they receive personalised advice and access to a broad range of lending options. His commitment to transparency and integrity ensures that clients are well-informed and confident in their financing decisions.

Office Manager

Amy

With years of administration and office management experience, Amy has a strong focus on getting things done efficiently and continuous improvement.

As the Office Manager at Relax Home Loans,Amy will ensure that the professional team can focus on their client-centric approach and keep all the office tasks ticking along smoothly in the background.

Customer Success Manager

Danniella Moss

Danniella Mossis an experienced Mortgage Customer Success Manager with a strong background in client relations and mortgage operations.
She guides clients through the mortgage process with clear communication and expert support, ensuring a smooth experience from application to closing. Known for building lasting relationships and responding quickly to client needs, Danniella helps drive high satisfaction and retention rates. Her client-first approach makes her a valuable asset in achieving positive outcomes and supporting business growth.

Ready to chat to one of our team?

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Our Recent Reviews

Mitch G

Steve and Danniella were extremely helpful and efficient in helping us buy our first home! Would highly recommend. Thank you so much ???? …

Chavi A

Absolute professional service.. worked with us every step of the way, the communication through the whole process was impeccable. Would highly recommend, came up with a plan and executed it. Thanks guys

B Brown

Steve was a great help in guiding me through the loan application process and finding the best rate available to suit my needs. Would highly recommend, and will definitely use their services again!

Brad Barlow

Frequently Asked Questions

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Is it cheaper to refinance with a bank?

Working with a local mortgage broker can help you secure a better home loan with lower interest rates or minimal fees. While we can evaluate loan options from different lenders for you, refinancing with the bank means that you only have access to a limited set of options from one lender.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australasia. They are extremely professional and provide exceptional service across a range of lending options.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

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Phone Number

Email Address

Contact

81 Murnong Street, Point Cook, Vic, 3030

0437 522 303

CARLIU PTY. LTD. ABN: 95 647 993 879. Credit Representative #515134 is authorised under Australian Credit License #384704

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.