Refer a Friend

Introduce a friend, colleague or family member and receive a $200 gift card.

It is as simple as,
Ensuring your referral mentions your name when they speak with Steve or Joel.
Or follow these steps:

  • You realise a friend or family member could benefit from
    our help with a new loan or to refinance their existing one.

  • You ask for their permission and enter their details for
    us to reach out.

-Choose the broker you are sending the referral to.

  • Once the loan is settled, we'll send you a $200 gift card.

Terms & conditions apply, see below for details.

Ready to chat to one of our team?

Terms & Conditions

Eligibility for the $200 gift card is based on this criteria

  • A successful referral is achieved once the loan has settled with the lender.

  • Minimum loan size - $300,000

  • Loan must be settled within 12 months from the date referral was received

  • This referral program begins on 1st June 2026.

  • The $200 you receive will be in the form of a physical eftpos gift card only and
    will be delivered in 7-10 business days after home loan has settled.

Our Recent Reviews

We had a great experience working with Steve and Danniella. Our situation was a bit unique, with the vendor being the owner, which meant there was quite a bit of back and forth throughout the process. They guided us through everything patiently and helped us navigate the complexities smoothly. We really appreciated their clear advice, responsiveness, and the way they explained each step so we always knew what was happening. Their referrals and connections also made the whole process much easier and less stressful. Thanks again for the support throughout — we’re very grateful and would happily recommend them to anyone looking for a reliable and knowledgeable mortgage broker.

Jonar Marzan

Steve and team went above and beyond to help me and my family buy our dream home. After hours calls, lots of emotions and stress and he was with us through it all! Can't recommend highly enough!

Jessica Carton

Relax Home Loans team have been amazing support over the years. Steve, joel ,Danniella, Ashlyn and Amy have all been terrific to work with, Thanks for all your help over the years.

kim simmons

Steve was an absolute blessing to have guide us through our journey, from his prompt responses, clear instructions and processes, i couldnt recommend steve and relax home loans highly enough! Thanks again steve 👌😊 ...

Jamie Galea

Frequently Asked Questions

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Is it cheaper to refinance with a bank?

Working with a local mortgage broker can help you secure a better home loan with lower interest rates or minimal fees. While we can evaluate loan options from different lenders for you, refinancing with the bank means that you only have access to a limited set of options from one lender.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australasia. They are extremely professional and provide exceptional service across a range of lending options.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.